IDBI Bank Limited – Financial Results for FY 2025-26
IDBI Bank reports 27% rise in profits on YTD basis (12 months)
- Net Profit surges to ₹9,513 Crore for FY 26 registering a growth of 27% in comparison to FY 25.
- Total business crossed ₹6 Trillion mark. Total business stood at ₹6,00,789 Cr, YoY growth of 14%.
- Total Deposits stood at ₹3,47,163 Cr, YoY growth of 12%.
- Net Advances stood at ₹2,53,626 Cr, YoY growth of 16%.
- CASA up by 7% YoY
- Gross NPA down to 2.32%, YoY reduction by 66 bps.
- Net NPA maintained at 0.15%.
- Provision Coverage Ratio (PCR) stood at 99.39%.
- Return on Assets (ROA) at 2.27%, YoY growth of 29 bps.
- CRAR stood at 26.65%, YoY improved by 160 bps.
- Net Credit deposit ratio stood at 73.06%, YoY improved by 266 bps.
Highlights for Q4 FY 26
Bank has reported Net profit of ₹1,943 crore for Q4 FY 26.
Operating Profit stood at ₹3,043 crore.
Net Interest Income (NII) stood at ₹3,851 crore, YoY growth of 17%.
NIM stood at 4.15%, YoY growth of 15 bps.
Return on Assets (ROA) stood at 1.75%.
Business Growth
Total Business (Deposits + Net Advances) crossed ₹6 Trillion mark.
Total Deposits increased by 12% YoY to ₹3,47,163 Crore as on March 31, 2026 as against ₹3,10,212 Crore as on March 31, 2025.
CASA increased by 7% YoY to ₹1,54,816 Crore as on March 31, 2026 as against ₹1,44,398 Crore as on March 31, 2025.
CASA ratio stood at 44.59% as on March 31, 2026 as against to 46.55% as on March 31, 2025.
Net advances grew by 16% YoY to ₹2,53,626 Crore as on March 31, 2026 as against ₹2,18,399 as on March 31, 2025.
The composition of corporate v/s retail in gross advances portfolio stood at 30:70 as on March 31, 2026.
Asset Quality
Gross NPA ratio improved to 2.32% as on March 31, 2026 as against 2.98% as on March 31, 2025.
Net NPA ratio stood at 0.15% as on March 31, 2026 and as on March 31, 2025.
Provision Coverage Ratio (including Technical Write-Offs) stood at 99.39% as on March 31, 2026. The PCR is consistently above 99% since September 2023.
Capital Position
CRAR improved to 26.65% as on March 31, 2026 as against 25.05% as on March 31, 2025.
Tier 1 Capital improved to 25.56% as on March 31, 2026 as against 23.51% as on March 31, 2025.
Risk Weighted Assets (RWA) stood at ₹2,23,246 Crore as on March 31, 2026 as against ₹1,93,485 Crore as on March 31, 2025.
Significant developments
IDBI Bank received the ‘Gold Award’ for ‘Tech-Driven Operational Excellence’ and ‘Silver Award’ for ‘Cyber Shield Innovation’ at the IBEX India BFSI Tech Awards 2026.
IDBI Bank was conferred with the ‘MSME Leadership Award’ in the event ‘Connect: India’s Future Ready Leaders- Viksit Bharat @2047’ for driving quality MSME growth beyond industry benchmark.
IDBI Bank was recognised at IBA’s 21st Annual Banking Technology Conference and Citations as runner-up in ‘Best Technology Bank of the Year Award’ and ‘Best Fintech & DPI Adoption Award.’
Mumbai, April 30, 2026: The Board of Directors of IDBI Bank Ltd. (IDBI Bank) met in Mumbai today and approved the financial results for the Quarter and Year ended March 31, 2026.
IDBI Bank Ltd
Key Summary for Q4 and FY ended March 31, 2026
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